A feature module, in certain embodiments, is configured to select a different one of a plurality of image capture settings for different mobile device types. In a further embodiment, a feature module is configured to select a different one of a plurality of image capture settings for different mobile device makes and models.

An executable mobile application, in some embodiments, comprises a remote deposit capture mobile application configured to electronically deposit checks using images of checks captured by a camera of a mobile device of an end user. In one embodiment, a dynamic test comprises a success rate for electronic deposit of checks using images of checks captured by a camera of a mobile device of an end user using a plurality of image capture settings for the camera of the mobile device of the end user.

In some embodiments, a feature module is configured to select one of a plurality of image capture settings using machine learning. Results of a dynamic test of a plurality of image capture settings, in certain embodiments, are provided as input into machine learning to generate one or more predictions of one of a plurality of image capture settings to select.

An audit module, in some embodiments, is configured to update a dynamic test of a plurality of image capture settings at periodic intervals. In a further embodiment, a feature module is configured to reselect a different one of a plurality of image capture settings for a camera of a mobile device based on an updated dynamic test. An adjustment module, in one embodiment, is configured to dynamically reconfigure different mobile devices of different end users to use a different one of a plurality of image capture settings.