Another system is also described herein. The system may be configured and enabled in various ways to provide composable user journeys for user authentication, and the system may perform its functions according to an identity experience framework, as described herein. The system may interact with a multi-sided identity experience framework configured to support a plurality of remote identity operators, a plurality of remote verification providers, and a plurality of remote application service providers for user authentication to applications. The system includes at least one memory configured to store program logic for an application, and also includes at least one processor configured to access the at least one memory and to execute the program logic. In the system, the program logic includes user interface (UI) logic, policy logic, and identity claim and token logic. The UI logic is configured to display a verification UI associated with an identity policy. The policy logic is configured to generate a call to an identity policy host, the call indicating or specifying the identity policy, that is one of a plurality of identity policies, for dynamic deployment of the verification UI for the application. The identity claim and token logic is configured to generate a token request and an identity claim of a user responsive to a first user interaction that is with the verification UI, and consume a token from the identity policy host subsequent to generating the token request to allow access by the user to at least one feature of the application.