Policy portal 610 will now be described in further detail with respect to FIGS. 7, 8, and 9. In FIG. 7, a flowchart 700 for composable user journeys according to the IEF is shown, according to an example embodiment. In embodiments, the functions of flowchart 700 for composable user journeys for application authentication may be performed by a trustframework host system (i.e., an identity policy host) using information and services from user devices, application service providers, identity operators, and verification providers, as described herein. For purposes of illustration, flowchart 700 of FIG. 7 is described with respect to system 600 of FIG. 6 and its subcomponents including policy portal 610, as well as system 100 of FIG. 1. That is, system 600 of FIG. 6 may perform various functions and operations in accordance with flowchart 700 for composable user journeys. Further structural and operational examples will be apparent to persons skilled in the relevant art(s) based on the following description.