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Network-level user validation for network-based exchanges that leverages universally unique ephemeral key to eliminate use of persistent credentials

專利號(hào)
US11997105B2
公開日期
2024-05-28
申請(qǐng)人
1080 Network, Inc.(US TX Lakeway)
發(fā)明人
Christopher Petersen; Tim Kuchlein
IPC分類
H04L9/40; H04W12/0471
技術(shù)領(lǐng)域
exchange,platform,provider,service,or,instrument,partner,may,uuek,object
地域: TX TX Lakeway

摘要

Various embodiments of the present disclosure provide techniques for adjudicating a credential-less exchange over a network using a plurality of identifier mappings and member interfaces. The techniques may include receiving an exchange request for executing a value-based exchange that includes a universally unique ephemeral key (UUEK) and identifies an object. The techniques may include identifying a user and an instrument for servicing the exchange request based on the UUEK. The techniques may include determining validated and invalidated objects for the exchange request based on the user and providing an exchange authorization request indicative of the validated objects to a member platform associated with the instrument. The techniques may include receiving an exchange authorization response indicating whether the exchange request is approved by the member platform and replying to the exchange request with an exchange response that is reflective of the exchange authorization response and the invalidated objects.

說明書

In the event that an object validation is not required for the object, the process 700 may return to step/operation 704 to identify another object from the exchange request. In some examples, the process 700 may return to step/operation 704 until each object from the exchange request is identified to determine whether each object is a restricted object. In this manner, the exchange platform may identify one or more restricted objects from the plurality of objects of the exchange request.

In the event that an object validation is required (e.g., the object is a restricted object, etc.), the process 700 may proceed to step/operation 708 of FIG. 7.

In some embodiments, the process 700 includes, at step/operation 708, determining the validity of the restricted object. For example, the exchange platform may determine whether the restricted object is a validated object or an invalidated object based at least in part on a comparison between the one or more user attributes and an obtainment restriction for the restricted object. In some examples, the process 700 may return to step/operation 704 until each object from the exchange request is identified to determine whether each object is a validated or invalidated object. In this manner, the exchange platform may identify one or more validated objects and/or one or more invalidated objects for the exchange request.

權(quán)利要求

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